XUMM is a non-custodial wallet made for the XRP Ledger that allows you to interact with the XRPL and third parties, whilst keeping your private keys safe. In non-custodial wallets, the individual is responsible for the wallet keys and passwords. Therefore, it is important to keep the keys secure at all times. The purpose of this wallet is to make sending, receiving, and interacting through the XRPL easy and secure.
The XUMM wallet uses sign requests to interact between two parties – a process as easy as scanning a QR code. The wallet is ideal for the XRPL because it supports signing all XRP transactions, such as payments and escrows. Additionally, the wallet allows you to track, send and receive XRP, as well as IOU tokens or currencies.